Cappy for employers

Understand, attract and motivate the workforce of the new generation.

Regardless if you need more efficient recruiting, increased productivity, or reduced absence and turnover, you will find the tools in Cappy – the market leading solution to give your employees access to their pay when they need it.

Pay without the wait. Like it should be.

Cappy works with your systems

Selected integrations and API

Using integrations we can quickly connect your other systems with Cappy. We have many available integrations that make it easy for you to offer flexible pay. We also offer Cappy API to easily integrate with Cappy. 



Flexible pay as strategic tool for growth and profitability

Become a winner with the right employees, at the right place, at the right time!

The competition for competence and labor is brutal, and many are attracted today by the flexibility made possible by the new economy. In a society characterized by the on-demand culture, you need to offer on-demand pay to attract skilled employees and motivate them to work when you need it the most.

Provide continuous information on work and pay with no extra work

Provide direct feedback on worked time and earned pay fully automatically

Provide withdrawals of pay anytime without more frequent payroll

No stress with our tools for flexible pay

Don't worry, be Cappy!

Imagine a tomorrow where you easily can attract and motivate your employes, with no need to worry about keeping them or your customers happy. A world where it’s easy and natural to be able to meet the expectations on faster results, faster information, and faster pay, without it costing you a lot of administrative work or affecting your liquidity.

Flexible pay for simpler recruiting

Become the employer everybody wants

Do you have growth ambitions but find it hard to attract new and keep existing employees?

Stand our from the crowd and offer pay directly after work – the most important benefit an employee can get.

Flexible pay for increased productivity

Motivate your employees to work more

Do you struggle to fill open positions and shift, or find it hard to motivate employees to work more than bare minimum?

Inspire your employees with a stronger connection between work and pay where they can see and withdraw from their pay directly after work. 

Flexible pay for reduced turnover

Increase employee satisfaction and retention

Are you facing high turnover and headaches from never being able to build lasting relationships with the best employees?

Meet your employees need for flexible access to pay and show them that you invest in their wellbeing and a better employee experience.

Flexible pay for reduced administration

Pay more often without doing more payroll

Do you have many requests for pay advances, or carry a heavy burden from costs and administration of off-cycle payments?

Free up resources and liquidity when your employees can see and withdraw from their pay without involving your payroll department.

Value-creating effects that matter

Good for the employees is good for business!

When your employees get a stronger connection between work and pay, and the possibility to withdraw a portion of their pay when they want to, they feel better and perform better.




As if those number aren’t enough, 80 % are more willing to change to an employer that offers flexible access to earned pay, and recruiting is 30 % faster when offering flexible pay to employees.

”Det känns fantastiskt att kunna erbjuda våra medarbetare tillgång till sin lön redan dagen efter arbete. För oss är personalen det viktigaste vi har och att ge dem den här möjligheten känns helt självklar – Cappy är en grym tjänst vi tror är en naturlig del av framtidens sätt att se på lön."

Alexander Sundelin, CEO och medgrundare

FRAM Bemanning

A world-class solution

With the Cappy platform you run flexible pay on autopilot!

Discover the possibilities with our platform of products for flexible pay. Cappy blends in with your existing routines and systems for managing employees and pay. So smooth and smart so that it only takes a few hours of administration per month. Minimal work – maximum value.

What you get

The market-leading platform for flexible pay which gives you complete control over how the service is operating and overview over how it is used in your business.

What your employees get

A user-friendly app which gives your employees increased control over their work and finances, and access to their own money when then need them.

Everything fully secure, safe and according to GDPR.​

All information sharing is done following a predefined process and using data encryption. We use BankID and Swish to secure accounts and payouts, and handle all personal data according to GDPR.

Easy and quick to get started

Get up and running with flexible pay within four weeks.

Technically it can go much faster than that, but we take the time to understand your unique needs and objectives to get the best results. Tailored for your business, with the confidence of our proven process. We will help you all the way to launch and onwards into optimization.

Så fungerar flexibel lön från cappy

Minimalt med administration och full kontroll
för både dig och dina medarbetare!

Enkelt och snabbt att komma igång

Vi skräddarsyr implementationen
efter dina förutsättningar.

Oavsett vilken bransch du verkar inom eller vilken typ av anställningsform och löneform som är vanligast bland dina medarbetare förenklar Cappy hanteringen av lön och lönefrågor så att du kan fokusera på din verksamhet och dina kunder.

Vi förstår att det sällan fungerar med one-size-fits-all, så vi skräddarsyr alla delar av implementationen så att det passar din verksamhet och dina förutsättningar. Naturligtvis med utgångspunkt i våra mallar och erfarenheter, och med tryggheten i vår beprövade process.

För att lansera flexibel lön med bästa effekt tar vi oss tid att förstå dina unika behov och effektmål, och hjälper dig med implementationen fram till lansering och vidare in i vidareutveckling och optimering – så att vi säkerställer mätbara förbättringar och affärsvärde.


Identifiera behov, effektmål och teknisk lösning

Vi ringar in de utmaningar ni brottas med och de mål ni vill uppnå. Och skaffar oss en förståelse för förutsättningar för tjänsten i teknisk plattform och  verksamhetens rutiner. 

Först då kan vi förstå hur flexibel lön fungerar bäst för er och vilka KPIer som är viktiga att följa upp.


Utbilda och kommunicera till verksamheten

Vi utbildar ekonomi och lön samt övriga intressenter. Och ger chefer och ledare det stöd de behöver för att snabbt komma igång och använda flexibel lön i sitt arbete.

Alla medarbetare får praktisk förberedande information om när och hur de kommer igång.


Lansera tjänsten till alla målgrupper och följ upp aktivering 

Vi stöttar er lansering och ger er verktyg och mallar för att göra flexibel lön till en naturlig del i arbetet för chefer, ledare och medarbetare och kunna följa upp hur användandet utvecklas.

Alla medarbetare som vill får stöd och hjälp, det är kostnadsfritt att aktivera tjänsten.


Ge löpande support och följ upp effekter med optimering

Vi ger löpande service och support till både ekonomi, lön, chefer, ledare och medarbetare. Ingen fråga lämnas obesvarad, och det finns mängder av resurser för self-service.

Uppföljning av mätpunkter görs regelbundet och tillsammans optimerar vi tjänsten för er.

Du kan vara igång med flexibel lön inom fyra veckor. Vi vet, det låter för bra för att vara sant.

What decision makers often need to know

Have you got questions? We've got answers.

Why is flexible pay important and how easy is it to implement? We have gathered answers to the most commonly asked questions from decision makers to make it easy for you to make your decision.

If you cannot find the answer to your question you can always contact us and at the same time get our help to calculate the value of flexible pay for your business.

Flexible pay is a service offering access to pay in a new way to employees via a mobile app. The service tracks worked time and earned pay, and the possibility to withdraw a part of your earned pay when you need it and between paydays.

With Cappy it becomes easier to attract new employees, keep existing employees, and increase presence and productivity for your entire workforce. You can also reduce administration for pay advances and other types on off cycle payments.

When you offer your employees access to earned pay when they need it they get a stronger link between work and pay, increased work motivation, and an increased trust and engagement for you as employer.

We help you set objectives and follow-up on the effects of Cappy on your employees and your business.

Cappy works together with you as employer and uses information about employees, worked time, and pay to offer flexible pay to your workforce.

We set objectives for the effects you want in your business and integrate our service with your existing systems. We also provide training and communication material so that everyone regardless of role get the support they need to quickly get started using flexible pay in their work.

There is no startup cost to offer flexible pay with Cappy.

Normally is 50 % up to 20 000 kr of the employee’s earned pay available for withdrawal between paydays, but this is something we decide and configure together during implementation.

Cappy does that. We take care of all handling and liquidity on the occations of withdrawal of earned pay.

All sharing of information is done according to a predefined process, with highest security and according to applicable laws such as GDPR. Integrations are direct, using API, or using files.

Only personal identification number and basic information about worked time, pay and tax is needed for us to connect the systems, calculate earned pay, and offer the service to the employee.

Cappy and flexible pay works just as fine and in the same way for employees with monthly salaries and hourly wages.

The service has also support for both advance pay (current month) and arrears pay (following month).

Cappy is a service that make it easy for employers to offer flexible pay to employees. The employer remains employer of record and responsibility for running payroll on paydays, whereas Cappy makes information and pay available as well as handles all withdrawals of earned pay between paydays.

Employers can easily log in to Cappy’s customer portal and manage employees with debt or reserve amount from foreclosure. You can also limit how much of earned pay that is available for withdrawal.

No, your employees get access to their money when they need it so that they can avoid expensive loans and credits which make budgeting and finances more difficult over time. With more control and reduced debt it instead becomes easier to start budgeting and saving.

Our mission

We are an innovative FinTech company creating financial flexibility for every worker in every workplace.

We are building the pay experience of the future – so that your company can build for the future.

Become the employer of the future today

Waiting to get paid belongs in the past. Flexible pay is the future.

Chose the most comprehensive service for flexible pay on the market, and give your employees a beneficial pay experience that makes a real difference, for them and for your bottom line. See what Cappy can do for you!

Inspireras av våra samlade resurser

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